01 / Bring it together
One visit. The whole story.
Bring your provider bill, insurance explanation of benefits, and payment records into the same conversation.
Bills + benefits + payments
Less second-guessing. More living.Your healthcare.
Your healthcare.
Your money.
Back in your hands.
Meet My Health $pend. A clearer view of what you’ve been billed, what insurance covers, and what you actually owe. So you can get back to what matters.
No account needed. Explore a sample, not your personal data.
A little clarity goes a long way.
One clear picture.
Your bill, your benefits, and your payments.
More understanding.Less “what do I owe?”
Three separate stories.
Finally, one clear picture.
Your provider bill
+Your insurance
+Your payments
=Your health spend, understood.
Connect the dots. Keep what’s yours.
Clarity for every health dollar.
From the visit you’ve already paid for to the one you’re planning next, see where your health dollars really go.
02 / Look a little closer
Find what doesn’t add up.
Look back for duplicate charges, incorrect rates, coverage mismatches, and payments that haven’t been counted.
Start with past visits03 / Move forward smarter
Know your next best move.
Understand what needs a follow-up. Next on our roadmap: compare insurance and self-pay options before your next visit.
Clarity today. Better decisions tomorrow.Small errors. A big problem.You shouldn’t have to be
You shouldn’t have to be
a billing expert to pay fairly.
$500B+
Americans spend out of pocket on healthcare each year, according to estimates in our founding research.
$25–50B
Potential annual overpayments estimated in that research. Even a small mismatch can matter to a household.
Figures are directional estimates supplied in the My Health $pend founding brief, not independently verified statistics. Overpayment estimates vary by methodology; individual outcomes are not guaranteed.
Good questions. Clear answers.
A little less unknown.
Because understanding your healthcare spending shouldn’t come with more question marks.
What does My Health $pend look for?
The goal is to compare your provider bill, insurance explanation of benefits (EOB), and payment records for the same visit. That can help surface duplicate charges, mismatched patient balances, network-rate questions, or payments that haven’t been credited.
Is this health insurance?
No. My Health $pend is a concept for helping individuals understand healthcare spending. It is not health insurance, a payment account, or a replacement for your insurer.
Can it help with bills I’ve already paid?
Yes—that is the starting point we’re designing for. Looking back across bills, insurance decisions, and payments may reveal discrepancies even after a bill has been paid. Any refund depends on review and resolution with the provider or insurer.
What about my next appointment?
The next step in our vision is helping you compare expected insurance costs with available self-pay prices before a visit. Deductibles, network status, and whether a payment counts toward your plan limits all matter.
Can I upload my medical bills today?
Not yet. These pages preview the My Health $pend experience using fictional examples. Document uploads, account connections, and real billing reviews are not available in this preview. Please do not send personal health or financial information.
Your health deserves your attention.
Your bills shouldn’t take all of it.
Meet a clearer way to understand your health spend.